Identity authentication is a component of identifying identity fraud risk. Advances in technology through fingerprint biometric services have lead to biometric verification being a potential tool in identity verification.
What is identity authentication? The authentication process involves validating the identity presented is the particular person. It goes more than typical identity verification and seeks a confirmation that the person presenting the ID accurately is the person being represented by the ID.
Beyond Paper Identification:
The situation with paper identification is it is not tamperproof. Efforts have already been created by states to improve security of state-issued ID cards; however, those looking to perpetrate fraud have already been able to steadfastly keep up with the technology changes. How could you match a criminal element dedicated to staying one step in front of paper identification cards? The clear answer, you will need to alter the identity verification process to an identity authentication process.
The aforementioned demonstrates the requirement for comprehensive identity authentication systems to simply help mitigate identity fraud risk. A second requirement becomes apparent once you look at the steps required by comprehensive identity authentication systems–the need for speed of validation. As a result the system must be both accurate and efficient. How do this be performed in point of service situations?
Multiple Verifications Mitigate Identity Fraud:
There is a statistical assumption that the more verification checks performed, the better your odds are that you are mitigating identity fraud risk. To perform multiple verifications will require an additional expenditure of time. To keep the process of identity authentication accurate and efficient, what verifications checks have to be performed? In the previously list there clearly was something called “Connecting IDs to fingerprints,” this verification action might help hold the main element to identity authentication. 메이저놀이터
Connecting IDs to Fingerprints, the Role of Fingerprint Biometric Verification:
Advances in fingerprint biometric technology have triggered the ability to conduct biometric verification. Some solutions have the ability to capture and link a fingerprint to a single ID record. The effect is a mitigation of identity fraud risk and fraud risk resulting from an individual attempting to utilize multiple identities.
Fingerprint Biometric technology provides identity resolution, or the ability to match anyone to one identity. The ability to find identity fraud patterns also prevents individual users from making multiple ID fraud attempts. One last advantage of fingerprint biometrics is that the fingerprint images are stored and open to law enforcement and prosecution of identity fraud suspects.
Uses of Biometric Verification:
The ability for fingerprint biometrics to get in touch a single fingerprint to a single identity becomes desirable in a variety of business applications. Biometric verification can mitigate identity fraud risk by linking a fingerprint to a single stored identity. This technology becomes desirable in situations where high security is needed for identity authentication just before new business being conducted. Applications such as for example opening a high-value new account or authenticating an identity through repeat transactions illustrate the requirement to implement biometric verification.